Smart Financial Solutions that Protect you when you need it most
Financial Advice | Insurance | KiwiSaver
Insurance & Financial Advisor
Let's take a fresh look at your KiwiSaver & Insurance together. I'm here to offer smart, tailored advice that makes sense for you. Financial advice doesn't have to be complicated - I'm all about keeping it clear and straightforward. Wherever you are in NZ, let's chat and find the right solutions for you.
Cover for Private Healthcare can be a pivotal component to ensuring access and speed to treatment
An in depth review of your KiwiSaver and market options. Discussing current and past returns, ethical investment, fees and investment philosophy
Protection for your biggest asset, the ability to receive an income with a wide range of policy options and benefits
Lump sum cover options should you be diagnosed with a specific illness (including cancer) or be deemed unable to work ever again
Benefits of working with Josh
Personalised, Easy-to-Understand Advice
Forget the jargon — Josh delivers clear, tailored financial guidance that actually makes sense for your life and goals.
Independent & Client-First
Josh isn’t tied to any provider, so the advice is unbiased and focused solely on what’s best for you.
Ongoing Support You Can Rely On
Life changes, your cover and KiwiSaver should too. Josh is just a call or Zoom away whenever you need to review or adjust.
Financial seminars
for workplaces
Learn more about KiwiSaver, insurance, and smart financial planning — explained clearly and with your teams goals in mind.
Get in touch for a tailored seminar designed to help your staff make confident financial decisions.
Whether they are new to investing, insurnace or all of the above, these sessions are a great place to start.
Why Choose Me?
The insurance set-up process is all about you and your specific situation, there is no one size fits all. We meet in person or via zoom and conduct a thorough advice process, making sure we are on the same page.
I have set up my career in the space of Financial Advice so you know that I'll be here for the long haul as you go through life.
A phone call away and a resource for you as your dedicated adviser.
Let’s get you appropriately covered!
Proudly backed by SHARE
Josh Cuttance is a proud member of SHARE — a nationwide network of trusted financial advisers dedicated to delivering high-quality, client-first advice.
SHARE supports advisers with access to a wide range of insurance and investment providers, ongoing training, and strict compliance standards.
Being part of this respected organisation means you can trust that Josh’s advice is both independent and backed by a strong professional foundation.
Awards & Achievements
2024 Advice Professional of the Future – Fidelity Life
SHARE NZ 2020 Impact Award
2021 Insurance Business Awards - Gold Winner
The award recognised Josh as one of the top professionals in his field who has demonstrated a future focused way to run his business.
For making a strong impact in the year of 2020 as a Personal Insurances Adviser, through outstanding marketing and communication.
Independent Young Gun of The Year
This award recognised Josh as the best broker under the age of 35 working in an independent brokerage operation.
FAQ
What is the cost to work with you?
There is no fee for any of the work that we do when we provide advice. We are paid commission from the providers for being the person to look after your needs, make recommendations and assist at claim time. This is also why we have a detailed advice process that clearly shows you why our recommendation is in our opinion best fit for you which includes market leading comparison research.
What happens if I need to claim?
That is the key benefit of having your cover with us. If you need to claim, you call us and we walk you through the process.
Address
265 Princes Street, Central Dunedin, Dunedin 9016,
New Zealand
Phone
Social Media
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Reviews
100+ 5 Star Google Reviews
Sheryl Stevenson
8th June, 2022
"Our experience with Josh has been professional and pleasant from start to finish, highly recommend if you need insurance advice, give Josh a call"
Nicole Leebody
10th May 2020
"Josh was amazing to deal with. I didn't really understand much about insurance until talking to Josh, and I now feel I am covered in all necessary areas"
Adam Miles
29th May 2020
"Josh took the time to understand our situation and provided specific advice based on our needs. He continues to provide a highly professional service